Home Credit Group (HCBV) is the leading consumer finance provider in Central and Eastern Europe (CEE), the Commonwealth of Independent States (CIS). It has built its reputation as a pioneer by successfully expanding into new, emerging markets and scaling up its existing operations to help realise its growth potential.
Home Credit Group offers four basic types of products:
In addition, as an agent, it offers an accompanying insurance programme for each of these four basic products. In selected markets, Home Credit also offers car loans.
Home Credit B.V. is the holding company of the Home Credit Group companies that operate in the consumer finance markets in the Czech Republic, Slovakia, Russia and Belarus. Home Credit B.V. is also a minority shareholder of AO Home Credit Bank in Kazakhstan, which has fully implemented Home Credit brand's business model. AO Home Credit Bank is an independent bank, which is not managed by Home Credit Group.
Home Credit B.V.'s core business is managing, financing, and investing in other Group companies. It also owns Home Credit International a.s., which is based in the Czech Republic and provides centralised IT and business support services to country management in key areas. Home Credit B.V. is 100% owned by PPF Group N.V.
| Country | Russia | Czech Republic | Slovakia |
| Year established/ acquired |
2002 | 1997 | 1999 |
| PPF Group's interest | 100% through HCBV | 100% through HCBV | 100% through HCBV |
| Country | Belarus | Kazakhstan | |
| Year established/ acquired |
2006 | 2005 | |
| PPF Group's interest | 100% through HCBV | 9.99% through HCBV | |
Other countries where the PPF Group provides consumer financing:
| 2011 | 2010 | 2009 | |
| Net Loan Portfolio (EUR million) | 3,077 | 2,177 | 1,682 |
| Net profit after tax (EUR million) | 231 | 234 | 54 |
| Total assets (EUR million) | 4,282 | 3,084 | 2,736 |
Strawinskylaan 933
1077XX Amsterdam
The Netherlands
Phone: +31 (0) 20 8813120
Fax: +31 (0) 20 8813129
info(at)homecredit.eu
Evropská 2690/17
160 41 Prague 6
The Czech Repuplic
Phone: +420 224 174 777
Fax: +420 224 174 612
info(at)homecredit.eu